YEARLY HIGH
0.0996 XDR
YEARLY LOW
0.0883 XDR
YEARLY AVERAGE
0.0926 XDR

2025 HKD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HKD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.0996. Conversely, the yearly low was recorded on July 24, dropping to 0.0883.

This high-to-low spread represents a total annual volatility of 0.0113 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0988 to the December average rate of 0.0895, the exchange rate registered a net change of -9.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0996 was up 0.72% compared to the 2024 peak of 0.0989, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 2,490 XDR
2024 Average 2,413 XDR
Yearly Trough Low 2,208 XDR
Transaction Impact: A difference of 282.37 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0997
0.0884
JanuMarcMayJulySeptNove

HKD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0953, compared to 0.0899 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.0953
H2 Avg (Jul–Dec) 0.0899

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0078 XDR (High: 0.0961 / Low: 0.0883). On the other end, January was the most stable month, with a tight range of 0.0013 XDR (High: 0.0993 / Low: 0.0980).

July Spread (Volatile) ±0.0078
January Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0028 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.0983) against the same month in 2024 (average: 0.0963), the exchange rate shifted by +0.0020 (+2.03%).

2025 Avg (February) 0.0983
2024 Avg (February) 0.0963

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0993 0.0980 0.0988
February 0.0996 0.0975 0.0983
March 0.0983 0.0960 0.0970
April 0.0970 0.0915 0.0942
May 0.0965 0.0913 0.0928
June 0.0962 0.0886 0.0907
July 0.0961 0.0883 0.0899
August 0.0901 0.0884 0.0894
September 0.0898 0.0884 0.0893
October 0.0907 0.0892 0.0901
November 0.0943 0.0903 0.0910
December 0.0903 0.0889 0.0895