2020 HNL to AED Historical Review

YEARLY HIGH

0.1521 AED

YEARLY LOW

0.1452 AED

YEARLY AVERAGE

0.1485 AED

2020 HNL to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.1521. Conversely, the yearly low was recorded on January 14, dropping to 0.1452.

This high-to-low spread represents a total annual volatility of 0.0069 AED. From a start-to-finish perspective, comparing the January average rate of 0.1482 to the December average rate of 0.1515, the exchange rate registered a net change of 2.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1521 was down 38.44% compared to the 2019 peak of 0.2470, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 760 AED

2019 Average 749 AED

Yearly Trough Low 726 AED

Transaction Impact: A difference of 34.56 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1519

0.1467

JanuMarcMayJulySeptNove

HNL to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1476, compared to 0.1494 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.1476

H2 Avg (Jul–Dec) 0.1494

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0044 AED (High: 0.1495 / Low: 0.1452). On the other end, October was the most stable month, with a tight range of 0.0009 AED (High: 0.1499 / Low: 0.1490).

January Spread (Volatile) ±0.0044

October Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1515) against the same month in 2019 (average: 0.1518), the exchange rate shifted by -0.0003 (-0.19%).

2020 Avg (December) 0.1515

2019 Avg (December) 0.1518

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1495	0.1452	0.1482
February	0.1492	0.1472	0.1480
March	0.1496	0.1468	0.1477
April	0.1485	0.1469	0.1474
May	0.1480	0.1467	0.1471
June	0.1480	0.1470	0.1473
July	0.1484	0.1472	0.1476
August	0.1494	0.1472	0.1486
September	0.1491	0.1481	0.1487
October	0.1499	0.1490	0.1495
November	0.1514	0.1495	0.1505
December	0.1521	0.1511	0.1515