2021 HNL to AED Historical Review

YEARLY HIGH

0.1549 AED

YEARLY LOW

0.1476 AED

YEARLY AVERAGE

0.1524 AED

2021 HNL to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.1549. Conversely, the yearly low was recorded on January 6, dropping to 0.1476.

This high-to-low spread represents a total annual volatility of 0.0073 AED. From a start-to-finish perspective, comparing the January average rate of 0.1515 to the December average rate of 0.1513, the exchange rate registered a net change of -0.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1549 was up 1.88% compared to the 2020 peak of 0.1521, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 775 AED

2020 Average 743 AED

Yearly Trough Low 738 AED

Transaction Impact: A difference of 36.58 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1547

0.1509

JanuMarcMayJulySeptNove

HNL to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1521, compared to 0.1527 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.1521

H2 Avg (Jul–Dec) 0.1527

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0050 AED (High: 0.1526 / Low: 0.1476). On the other end, November was the most stable month, with a tight range of 0.0006 AED (High: 0.1524 / Low: 0.1518).

January Spread (Volatile) ±0.0050

November Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0020 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.1539) against the same month in 2020 (average: 0.1476), the exchange rate shifted by +0.0062 (+4.22%).

2021 Avg (July) 0.1539

2020 Avg (July) 0.1476

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1526	0.1476	0.1515
February	0.1525	0.1509	0.1515
March	0.1529	0.1508	0.1517
April	0.1533	0.1521	0.1525
May	0.1538	0.1521	0.1525
June	0.1536	0.1523	0.1527
July	0.1549	0.1530	0.1539
August	0.1549	0.1534	0.1544
September	0.1538	0.1516	0.1524
October	0.1527	0.1516	0.1520
November	0.1524	0.1518	0.1520
December	0.1522	0.1504	0.1513