2012 HNL to BMD Historical Review

YEARLY HIGH

0.0527 BMD

YEARLY LOW

0.0502 BMD

YEARLY AVERAGE

0.0518 BMD

2012 HNL to BMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to BMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0527. Conversely, the yearly low was recorded on December 27, dropping to 0.0502.

This high-to-low spread represents a total annual volatility of 0.0025 BMD. From a start-to-finish perspective, comparing the January average rate of 0.0525 to the December average rate of 0.0504, the exchange rate registered a net change of -4.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0527 was down 1.65% compared to the 2011 peak of 0.0536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 263 BMD

2011 Average 264 BMD

Yearly Trough Low 251 BMD

Transaction Impact: A difference of 12.47 BMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0527

0.0502

JanuMarcMayJulySeptNove

HNL to BMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0525, compared to 0.0511 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0525

H2 Avg (Jul–Dec) 0.0511

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0015 BMD (High: 0.0525 / Low: 0.0510). On the other end, April was the most stable month, with a tight range of 0.0001 BMD (High: 0.0525 / Low: 0.0524).

August Spread (Volatile) ±0.0015

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0010 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0525) against the same month in 2011 (average: 0.0529), the exchange rate shifted by -0.0003 (-0.65%).

2012 Avg (January) 0.0525

2011 Avg (January) 0.0529

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0527	0.0524	0.0525
February	0.0525	0.0524	0.0525
March	0.0525	0.0524	0.0525
April	0.0525	0.0524	0.0525
May	0.0525	0.0524	0.0525
June	0.0527	0.0524	0.0525
July	0.0527	0.0516	0.0524
August	0.0525	0.0510	0.0514
September	0.0513	0.0507	0.0510
October	0.0511	0.0507	0.0508
November	0.0507	0.0505	0.0506
December	0.0505	0.0502	0.0504