2013 HNL to BMD Historical Review

YEARLY HIGH

0.0527 BMD

YEARLY LOW

0.0487 BMD

YEARLY AVERAGE

0.0498 BMD

2013 HNL to BMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to BMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 0.0527. Conversely, the yearly low was recorded on December 1, dropping to 0.0487.

This high-to-low spread represents a total annual volatility of 0.0040 BMD. From a start-to-finish perspective, comparing the January average rate of 0.0503 to the December average rate of 0.0490, the exchange rate registered a net change of -2.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0527 was up 0.06% compared to the 2012 peak of 0.0527, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 264 BMD

2012 Average 259 BMD

Yearly Trough Low 243 BMD

Transaction Impact: A difference of 20.16 BMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0520

0.0486

JanuMarcMayJulySeptNove

HNL to BMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0506, compared to 0.0490 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0506

H2 Avg (Jul–Dec) 0.0490

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0034 BMD (High: 0.0527 / Low: 0.0494). On the other end, August was the most stable month, with a tight range of 0.0002 BMD (High: 0.0492 / Low: 0.0490).

May Spread (Volatile) ±0.0034

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0024 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 0.0517) against the same month in 2012 (average: 0.0525), the exchange rate shifted by -0.0008 (-1.48%).

2013 Avg (May) 0.0517

2012 Avg (May) 0.0525

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0505	0.0501	0.0503
February	0.0503	0.0499	0.0502
March	0.0510	0.0501	0.0506
April	0.0519	0.0510	0.0515
May	0.0527	0.0494	0.0517
June	0.0495	0.0491	0.0493
July	0.0496	0.0490	0.0493
August	0.0492	0.0490	0.0491
September	0.0495	0.0489	0.0491
October	0.0491	0.0488	0.0489
November	0.0492	0.0487	0.0489
December	0.0493	0.0487	0.0490