2012 HNL to BND Historical Review

YEARLY HIGH

0.0683 BND

YEARLY LOW

0.0614 BND

YEARLY AVERAGE

0.0647 BND

2012 HNL to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0683. Conversely, the yearly low was recorded on December 20, dropping to 0.0614.

This high-to-low spread represents a total annual volatility of 0.0070 BND. From a start-to-finish perspective, comparing the January average rate of 0.0672 to the December average rate of 0.0615, the exchange rate registered a net change of -8.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0683 was down 1.52% compared to the 2011 peak of 0.0694, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 342 BND

2011 Average 332 BND

Yearly Trough Low 307 BND

Transaction Impact: A difference of 34.86 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0678

0.0609

JanuMarcMayJulySeptNove

HNL to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0663, compared to 0.0631 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.0663

H2 Avg (Jul–Dec) 0.0631

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0027 BND (High: 0.0675 / Low: 0.0648). On the other end, December was the most stable month, with a tight range of 0.0003 BND (High: 0.0617 / Low: 0.0614).

May Spread (Volatile) ±0.0027

December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0020 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0672) against the same month in 2011 (average: 0.0681), the exchange rate shifted by -0.0009 (-1.26%).

2012 Avg (January) 0.0672

2011 Avg (January) 0.0681

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0683	0.0657	0.0672
February	0.0663	0.0652	0.0658
March	0.0665	0.0656	0.0660
April	0.0662	0.0649	0.0656
May	0.0675	0.0648	0.0663
June	0.0678	0.0664	0.0671
July	0.0667	0.0642	0.0661
August	0.0652	0.0636	0.0641
September	0.0638	0.0622	0.0628
October	0.0627	0.0618	0.0622
November	0.0620	0.0617	0.0619
December	0.0617	0.0614	0.0615