2021 HNL to BND Historical Review

YEARLY HIGH

0.0576 BND

YEARLY LOW

0.0529 BND

YEARLY AVERAGE

0.0557 BND

2021 HNL to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on July 21, valuing the pair at 0.0576. Conversely, the yearly low was recorded on January 6, dropping to 0.0529.

This high-to-low spread represents a total annual volatility of 0.0047 BND. From a start-to-finish perspective, comparing the January average rate of 0.0547 to the December average rate of 0.0561, the exchange rate registered a net change of 2.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0576 was down 1.50% compared to the 2020 peak of 0.0584, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 288 BND

2020 Average 279 BND

Yearly Trough Low 264 BND

Transaction Impact: A difference of 23.49 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0572

0.0545

JanuMarcMayJulySeptNove

HNL to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0552, compared to 0.0563 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0552

H2 Avg (Jul–Dec) 0.0563

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0024 BND (High: 0.0552 / Low: 0.0529). On the other end, May was the most stable month, with a tight range of 0.0006 BND (High: 0.0555 / Low: 0.0549).

January Spread (Volatile) ±0.0024

May Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0011 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.0567) against the same month in 2020 (average: 0.0558), the exchange rate shifted by +0.0009 (+1.62%).

2021 Avg (July) 0.0567

2020 Avg (July) 0.0558

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0552	0.0529	0.0547
February	0.0552	0.0543	0.0548
March	0.0559	0.0547	0.0554
April	0.0560	0.0550	0.0554
May	0.0555	0.0549	0.0552
June	0.0562	0.0549	0.0554
July	0.0576	0.0560	0.0567
August	0.0574	0.0563	0.0570
September	0.0564	0.0554	0.0559
October	0.0565	0.0556	0.0559
November	0.0567	0.0557	0.0562
December	0.0567	0.0553	0.0561