2016 HNL to BSD Historical Review

YEARLY HIGH

0.0449 BSD

YEARLY LOW

0.0426 BSD

YEARLY AVERAGE

0.0439 BSD

2016 HNL to BSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to BSD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0449. Conversely, the yearly low was recorded on December 21, dropping to 0.0426.

This high-to-low spread represents a total annual volatility of 0.0023 BSD. From a start-to-finish perspective, comparing the January average rate of 0.0446 to the December average rate of 0.0429, the exchange rate registered a net change of -3.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0449 was down 5.88% compared to the 2015 peak of 0.0477, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 224 BSD

2015 Average 231 BSD

Yearly Trough Low 213 BSD

Transaction Impact: A difference of 11.40 BSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0448

0.0427

JanuMarcMayJulySeptNove

HNL to BSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0443, compared to 0.0436 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0443

H2 Avg (Jul–Dec) 0.0436

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0009 BSD (High: 0.0440 / Low: 0.0431). On the other end, April was the most stable month, with a tight range of 0.0001 BSD (High: 0.0444 / Low: 0.0442).

November Spread (Volatile) ±0.0009

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0005 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0446) against the same month in 2015 (average: 0.0475), the exchange rate shifted by -0.0029 (-6.10%).

2016 Avg (January) 0.0446

2015 Avg (January) 0.0475

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0449	0.0443	0.0446
February	0.0446	0.0441	0.0443
March	0.0444	0.0441	0.0442
April	0.0444	0.0442	0.0443
May	0.0443	0.0442	0.0443
June	0.0442	0.0439	0.0441
July	0.0441	0.0437	0.0439
August	0.0439	0.0436	0.0438
September	0.0439	0.0437	0.0438
October	0.0440	0.0436	0.0437
November	0.0440	0.0431	0.0434
December	0.0432	0.0426	0.0429