2021 HNL to BSD Historical Review

YEARLY HIGH

0.0422 BSD

YEARLY LOW

0.0402 BSD

YEARLY AVERAGE

0.0415 BSD

2021 HNL to BSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to BSD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0422. Conversely, the yearly low was recorded on January 6, dropping to 0.0402.

This high-to-low spread represents a total annual volatility of 0.0020 BSD. From a start-to-finish perspective, comparing the January average rate of 0.0412 to the December average rate of 0.0412, the exchange rate registered a net change of -0.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0422 was up 1.88% compared to the 2020 peak of 0.0414, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 211 BSD

2020 Average 202 BSD

Yearly Trough Low 201 BSD

Transaction Impact: A difference of 9.95 BSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0421

0.0411

JanuMarcMayJulySeptNove

HNL to BSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0414, compared to 0.0416 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0414

H2 Avg (Jul–Dec) 0.0416

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0014 BSD (High: 0.0415 / Low: 0.0402). On the other end, November was the most stable month, with a tight range of 0.0002 BSD (High: 0.0415 / Low: 0.0413).

January Spread (Volatile) ±0.0014

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.0419) against the same month in 2020 (average: 0.0402), the exchange rate shifted by +0.0017 (+4.22%).

2021 Avg (July) 0.0419

2020 Avg (July) 0.0402

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0415	0.0402	0.0412
February	0.0415	0.0411	0.0413
March	0.0416	0.0411	0.0413
April	0.0417	0.0414	0.0415
May	0.0419	0.0414	0.0415
June	0.0418	0.0415	0.0416
July	0.0422	0.0417	0.0419
August	0.0422	0.0418	0.0420
September	0.0419	0.0413	0.0415
October	0.0416	0.0413	0.0414
November	0.0415	0.0413	0.0414
December	0.0414	0.0409	0.0412