2012 HNL to EGP Historical Review

YEARLY HIGH

0.3194 EGP

YEARLY LOW

0.3075 EGP

YEARLY AVERAGE

0.3143 EGP

2012 HNL to EGP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to EGP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 16, valuing the pair at 0.3194. Conversely, the yearly low was recorded on November 24, dropping to 0.3075.

This high-to-low spread represents a total annual volatility of 0.0119 EGP. From a start-to-finish perspective, comparing the January average rate of 0.3171 to the December average rate of 0.3105, the exchange rate registered a net change of -2.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3194 was down 0.07% compared to the 2011 peak of 0.3196, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,597 EGP

2011 Average 1,572 EGP

Yearly Trough Low 1,537 EGP

Transaction Impact: A difference of 59.52 EGP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3189

0.3077

JanuMarcMayJulySeptNove

HNL to EGP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3169, compared to 0.3117 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.3169

H2 Avg (Jul–Dec) 0.3117

Volatility Range Comparison

Volatility

The most volatile month in 2012 was December, with a trading range of 0.0093 EGP (High: 0.3178 / Low: 0.3085). On the other end, March was the most stable month, with a tight range of 0.0005 EGP (High: 0.3169 / Low: 0.3163).

December Spread (Volatile) ±0.0093

March Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0055 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.3180) against the same month in 2011 (average: 0.3151), the exchange rate shifted by +0.0029 (+0.91%).

2012 Avg (July) 0.3180

2011 Avg (July) 0.3151

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3178	0.3163	0.3171
February	0.3169	0.3163	0.3166
March	0.3169	0.3163	0.3166
April	0.3172	0.3165	0.3168
May	0.3173	0.3163	0.3169
June	0.3180	0.3166	0.3173
July	0.3194	0.3136	0.3180
August	0.3184	0.3107	0.3125
September	0.3128	0.3095	0.3109
October	0.3111	0.3090	0.3098
November	0.3095	0.3075	0.3086
December	0.3178	0.3085	0.3105