2012 HNL to GYD Historical Review

YEARLY HIGH

10.8289 GYD

YEARLY LOW

10.1668 GYD

YEARLY AVERAGE

10.5073 GYD

2012 HNL to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 14, valuing the pair at 10.8289. Conversely, the yearly low was recorded on December 25, dropping to 10.1668.

This high-to-low spread represents a total annual volatility of 0.6621 GYD. From a start-to-finish perspective, comparing the January average rate of 10.6590 to the December average rate of 10.2056, the exchange rate registered a net change of -4.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 10.8289 was down 1.07% compared to the 2011 peak of 10.9463, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 54,144 GYD

2011 Average 53,940 GYD

Yearly Trough Low 50,834 GYD

Transaction Impact: A difference of 3,310.25 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

10.7095

10.1598

JanuMarcMayJulySeptNove

HNL to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6456, compared to 10.3690 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2766 points.

H1 Avg (Jan–Jun) 10.6456

H2 Avg (Jul–Dec) 10.3690

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.3048 GYD (High: 10.6556 / Low: 10.3508). On the other end, November was the most stable month, with a tight range of 0.0576 GYD (High: 10.2697 / Low: 10.2121).

August Spread (Volatile) ±0.3048

November Spread (Stable) ±0.0576

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2327 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2327

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 10.6395) against the same month in 2011 (average: 10.8556), the exchange rate shifted by -0.2161 (-1.99%).

2012 Avg (May) 10.6395

2011 Avg (May) 10.8556

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.7590	10.5863	10.6590
February	10.7275	10.5852	10.6440
March	10.6898	10.5720	10.6534
April	10.6831	10.6016	10.6301
May	10.8289	10.5852	10.6395
June	10.7683	10.5707	10.6475
July	10.7385	10.4747	10.6637
August	10.6556	10.3508	10.4310
September	10.4267	10.3402	10.3767
October	10.4118	10.2539	10.2985
November	10.2697	10.2121	10.2382
December	10.2424	10.1668	10.2056