2016 HNL to GYD Historical Review

YEARLY HIGH

9.2707 GYD

YEARLY LOW

8.7470 GYD

YEARLY AVERAGE

9.0458 GYD

2016 HNL to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 9.2707. Conversely, the yearly low was recorded on December 14, dropping to 8.7470.

This high-to-low spread represents a total annual volatility of 0.5237 GYD. From a start-to-finish perspective, comparing the January average rate of 9.1911 to the December average rate of 8.8366, the exchange rate registered a net change of -3.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 9.2707 was down 5.97% compared to the 2015 peak of 9.8593, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 46,353 GYD

2015 Average 47,541 GYD

Yearly Trough Low 43,735 GYD

Transaction Impact: A difference of 2,618.63 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

9.2265

8.8011

JanuMarcMayJulySeptNove

HNL to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.1310, compared to 8.9607 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1702 points.

H1 Avg (Jan–Jun) 9.1310

H2 Avg (Jul–Dec) 8.9607

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1743 GYD (High: 9.0184 / Low: 8.8442). On the other end, April was the most stable month, with a tight range of 0.0291 GYD (High: 9.1444 / Low: 9.1153).

November Spread (Volatile) ±0.1743

April Spread (Stable) ±0.0291

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0847 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0847

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 9.1911) against the same month in 2015 (average: 9.8180), the exchange rate shifted by -0.6269 (-6.38%).

2016 Avg (January) 9.1911

2015 Avg (January) 9.8180

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.2707	9.1444	9.1911
February	9.1860	9.1147	9.1353
March	9.1495	9.0952	9.1227
April	9.1444	9.1153	9.1299
May	9.1509	9.1057	9.1277
June	9.1191	9.0086	9.0790
July	9.0662	8.9890	9.0195
August	9.0251	8.9477	9.0007
September	9.0388	8.9540	8.9985
October	9.0546	8.9386	8.9879
November	9.0184	8.8442	8.9213
December	8.8988	8.7470	8.8366