2015 HNL to ILS Historical Review

YEARLY HIGH

0.1913 ILS

YEARLY LOW

0.1720 ILS

YEARLY AVERAGE

0.1792 ILS

2015 HNL to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 0.1913. Conversely, the yearly low was recorded on August 2, dropping to 0.1720.

This high-to-low spread represents a total annual volatility of 0.0193 ILS. From a start-to-finish perspective, comparing the January average rate of 0.1874 to the December average rate of 0.1770, the exchange rate registered a net change of -5.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1913 was up 1.75% compared to the 2014 peak of 0.1880, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 956 ILS

2014 Average 877 ILS

Yearly Trough Low 860 ILS

Transaction Impact: A difference of 96.50 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1887

0.1722

JanuMarcMayJulySeptNove

HNL to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1821, compared to 0.1763 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0058 points.

H1 Avg (Jan–Jun) 0.1821

H2 Avg (Jul–Dec) 0.1763

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0103 ILS (High: 0.1863 / Low: 0.1760). On the other end, November was the most stable month, with a tight range of 0.0032 ILS (High: 0.1787 / Low: 0.1755).

April Spread (Volatile) ±0.0103

November Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0066 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.1870) against the same month in 2014 (average: 0.1799), the exchange rate shifted by +0.0071 (+3.95%).

2015 Avg (March) 0.1870

2014 Avg (March) 0.1799

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1902	0.1854	0.1874
February	0.1894	0.1816	0.1843
March	0.1913	0.1828	0.1870
April	0.1863	0.1760	0.1827
May	0.1774	0.1736	0.1761
June	0.1768	0.1725	0.1751
July	0.1755	0.1721	0.1736
August	0.1798	0.1720	0.1752
September	0.1805	0.1766	0.1789
October	0.1799	0.1739	0.1761
November	0.1787	0.1755	0.1771
December	0.1790	0.1744	0.1770