2020 HNL to ILS Historical Review

YEARLY HIGH

0.1557 ILS

YEARLY LOW

0.1326 ILS

YEARLY AVERAGE

0.1390 ILS

2020 HNL to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.1557. Conversely, the yearly low was recorded on December 23, dropping to 0.1326.

This high-to-low spread represents a total annual volatility of 0.0231 ILS. From a start-to-finish perspective, comparing the January average rate of 0.1396 to the December average rate of 0.1339, the exchange rate registered a net change of -4.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1557 was down 33.25% compared to the 2019 peak of 0.2333, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 779 ILS

2019 Average 726 ILS

Yearly Trough Low 663 ILS

Transaction Impact: A difference of 115.43 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1453

0.1328

JanuMarcMayJulySeptNove

HNL to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1408, compared to 0.1373 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.1408

H2 Avg (Jul–Dec) 0.1373

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0172 ILS (High: 0.1557 / Low: 0.1385). On the other end, October was the most stable month, with a tight range of 0.0020 ILS (High: 0.1392 / Low: 0.1371).

March Spread (Volatile) ±0.0172

October Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0038 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1443) against the same month in 2019 (average: 0.1476), the exchange rate shifted by -0.0033 (-2.21%).

2020 Avg (March) 0.1443

2019 Avg (March) 0.1476

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1410	0.1368	0.1396
February	0.1401	0.1370	0.1384
March	0.1557	0.1385	0.1443
April	0.1463	0.1395	0.1433
May	0.1422	0.1401	0.1409
June	0.1402	0.1374	0.1386
July	0.1397	0.1365	0.1379
August	0.1384	0.1361	0.1374
September	0.1411	0.1361	0.1386
October	0.1392	0.1371	0.1381
November	0.1390	0.1362	0.1376
December	0.1355	0.1326	0.1339