2014 HNL to IQD Historical Review

YEARLY HIGH

61.8633 IQD

YEARLY LOW

54.5679 IQD

YEARLY AVERAGE

57.5248 IQD

2014 HNL to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 61.8633. Conversely, the yearly low was recorded on October 29, dropping to 54.5679.

This high-to-low spread represents a total annual volatility of 7.2954 IQD. From a start-to-finish perspective, comparing the January average rate of 58.1478 to the December average rate of 55.7347, the exchange rate registered a net change of -4.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 61.8633 was up 1.17% compared to the 2013 peak of 61.1465, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 309,316 IQD

2013 Average 289,635 IQD

Yearly Trough Low 272,840 IQD

Transaction Impact: A difference of 36,476.86 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

61.7229

54.7623

JanuMarcMayJulySeptNove

HNL to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 59.3461, compared to 55.7034 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.6428 points.

H1 Avg (Jan–Jun) 59.3461

H2 Avg (Jul–Dec) 55.7034

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 4.7408 IQD (High: 61.6746 / Low: 56.9338). On the other end, November was the most stable month, with a tight range of 0.5316 IQD (High: 55.7322 / Low: 55.2006).

May Spread (Volatile) ±4.7408

November Spread (Stable) ±0.5316

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 4.6509 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -4.6509

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 60.3864) against the same month in 2013 (average: 58.8058), the exchange rate shifted by +1.5805 (+2.69%).

2014 Avg (March) 60.3864

2013 Avg (March) 58.8058

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	58.6895	57.4005	58.1478
February	59.6868	58.4712	59.0578
March	61.8633	59.6327	60.3864
April	61.6572	60.5948	60.8501
May	61.6746	56.9338	61.1429
June	56.9431	55.9033	56.4920
July	56.3519	55.5375	56.0919
August	56.4223	55.0851	55.9463
September	55.9227	55.0133	55.6338
October	55.9395	54.5679	55.3424
November	55.7322	55.2006	55.4712
December	56.7500	55.0193	55.7347