2020 HNL to IQD Historical Review

YEARLY HIGH

60.5122 IQD

YEARLY LOW

47.0658 IQD

YEARLY AVERAGE

48.4168 IQD

2020 HNL to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 60.5122. Conversely, the yearly low was recorded on January 14, dropping to 47.0658.

This high-to-low spread represents a total annual volatility of 13.4464 IQD. From a start-to-finish perspective, comparing the January average rate of 48.0955 to the December average rate of 52.0393, the exchange rate registered a net change of 8.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 60.5122 was down 24.53% compared to the 2019 peak of 80.1844, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 302,561 IQD

2019 Average 242,803 IQD

Yearly Trough Low 235,329 IQD

Transaction Impact: A difference of 67,232.16 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

52.4759

47.2365

JanuMarcMayJulySeptNove

HNL to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 47.8739, compared to 48.9596 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0857 points.

H1 Avg (Jan–Jun) 47.8739

H2 Avg (Jul–Dec) 48.9596

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 11.4999 IQD (High: 60.5122 / Low: 49.0123). On the other end, October was the most stable month, with a tight range of 0.3995 IQD (High: 48.6551 / Low: 48.2556).

December Spread (Volatile) ±11.4999

October Spread (Stable) ±0.3995

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1372 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1372

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 52.0393) against the same month in 2019 (average: 49.2362), the exchange rate shifted by +2.8031 (+5.69%).

2020 Avg (December) 52.0393

2019 Avg (December) 49.2362

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	48.6742	47.0658	48.0955
February	48.4784	47.6954	48.0107
March	48.3878	47.6581	47.8848
April	48.0793	47.6746	47.8103
May	48.1072	47.5430	47.6731
June	48.0398	47.6381	47.7691
July	48.2407	47.6954	47.8998
August	48.5934	47.6954	48.2591
September	48.4277	47.9839	48.2389
October	48.6551	48.2556	48.4930
November	49.1783	48.4330	48.8277
December	60.5122	49.0123	52.0393