YEARLY HIGH
5.5204 JMD
YEARLY LOW
5.2240 JMD
YEARLY AVERAGE
5.3838 JMD

2015 HNL to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 5.5204. Conversely, the yearly low was recorded on May 11, dropping to 5.2240.

This high-to-low spread represents a total annual volatility of 0.2963 JMD. From a start-to-finish perspective, comparing the January average rate of 5.4583 to the December average rate of 5.4723, the exchange rate registered a net change of 0.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 5.5204 was down 4.97% compared to the 2014 peak of 5.8093, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 27,602 JMD
2014 Average 27,190 JMD
Yearly Trough Low 26,120 JMD
Transaction Impact: A difference of 1,481.74 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

5.4929
5.2458
JanuMarcMayJulySeptNove

HNL to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.3668, compared to 5.4008 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0340 points.

H1 Avg (Jan–Jun) 5.3668
H2 Avg (Jul–Dec) 5.4008

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.2085 JMD (High: 5.5024 / Low: 5.2939). On the other end, October was the most stable month, with a tight range of 0.0384 JMD (High: 5.4528 / Low: 5.4144).

March Spread (Volatile) ±0.2085
October Spread (Stable) ±0.0384

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0820 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0820

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 5.4723) against the same month in 2014 (average: 5.4025), the exchange rate shifted by +0.0699 (+1.29%).

2015 Avg (December) 5.4723
2014 Avg (December) 5.4025

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.4804 5.4401 5.4583
February 5.4976 5.4469 5.4642
March 5.5024 5.2939 5.3821
April 5.3751 5.2369 5.3258
May 5.2938 5.2240 5.2664
June 5.3390 5.2804 5.3037
July 5.3313 5.2677 5.3192
August 5.3760 5.2645 5.3429
September 5.4232 5.3756 5.4075
October 5.4528 5.4144 5.4280
November 5.4595 5.4028 5.4348
December 5.5204 5.3812 5.4723