2015 HNL to LTL Historical Review

YEARLY HIGH

0.1440 LTL

YEARLY LOW

0.1336 LTL

YEARLY AVERAGE

0.1393 LTL

2015 HNL to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 0.1440. Conversely, the yearly low was recorded on May 5, dropping to 0.1336.

This high-to-low spread represents a total annual volatility of 0.0104 LTL. From a start-to-finish perspective, comparing the January average rate of 0.1396 to the December average rate of 0.1420, the exchange rate registered a net change of 1.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1440 was up 6.28% compared to the 2014 peak of 0.1355, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 720 LTL

2014 Average 638 LTL

Yearly Trough Low 668 LTL

Transaction Impact: A difference of 51.90 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1433

0.1344

JanuMarcMayJulySeptNove

HNL to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1381, compared to 0.1406 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.1381

H2 Avg (Jul–Dec) 0.1406

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.0081 LTL (High: 0.1421 / Low: 0.1340). On the other end, September was the most stable month, with a tight range of 0.0017 LTL (High: 0.1398 / Low: 0.1380).

June Spread (Volatile) ±0.0081

September Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0033 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.1426) against the same month in 2014 (average: 0.1303), the exchange rate shifted by +0.0123 (+9.40%).

2015 Avg (November) 0.1426

2014 Avg (November) 0.1303

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1421	0.1357	0.1396
February	0.1423	0.1403	0.1408
March	0.1426	0.1349	0.1375
April	0.1373	0.1336	0.1362
May	0.1384	0.1336	0.1351
June	0.1421	0.1340	0.1393
July	0.1430	0.1410	0.1417
August	0.1418	0.1372	0.1400
September	0.1398	0.1380	0.1388
October	0.1408	0.1372	0.1386
November	0.1440	0.1403	0.1426
December	0.1439	0.1393	0.1420