2016 HNL to LTL Historical Review

YEARLY HIGH

0.1419 LTL

YEARLY LOW

0.1322 LTL

YEARLY AVERAGE

0.1356 LTL

2016 HNL to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.1419. Conversely, the yearly low was recorded on August 23, dropping to 0.1322.

This high-to-low spread represents a total annual volatility of 0.0097 LTL. From a start-to-finish perspective, comparing the January average rate of 0.1387 to the December average rate of 0.1405, the exchange rate registered a net change of 1.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1419 was down 1.46% compared to the 2015 peak of 0.1440, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 709 LTL

2015 Average 697 LTL

Yearly Trough Low 661 LTL

Transaction Impact: A difference of 48.46 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1412

0.1324

JanuMarcMayJulySeptNove

HNL to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1354, compared to 0.1358 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.1354

H2 Avg (Jul–Dec) 0.1358

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0073 LTL (High: 0.1413 / Low: 0.1340). On the other end, April was the most stable month, with a tight range of 0.0010 LTL (High: 0.1346 / Low: 0.1335).

November Spread (Volatile) ±0.0073

April Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0027 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.1405) against the same month in 2015 (average: 0.1420), the exchange rate shifted by -0.0015 (-1.06%).

2016 Avg (December) 0.1405

2015 Avg (December) 0.1420

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1398	0.1371	0.1387
February	0.1385	0.1342	0.1359
March	0.1376	0.1338	0.1356
April	0.1346	0.1335	0.1340
May	0.1348	0.1332	0.1341
June	0.1359	0.1328	0.1341
July	0.1359	0.1348	0.1354
August	0.1349	0.1322	0.1336
September	0.1344	0.1324	0.1331
October	0.1364	0.1324	0.1347
November	0.1413	0.1340	0.1375
December	0.1419	0.1385	0.1405