2020 HNL to MNT Historical Review

YEARLY HIGH

118.1885 MNT

YEARLY LOW

106.8387 MNT

YEARLY AVERAGE

113.5390 MNT

2020 HNL to MNT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to MNT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 118.1885. Conversely, the yearly low was recorded on January 14, dropping to 106.8387.

This high-to-low spread represents a total annual volatility of 11.3498 MNT. From a start-to-finish perspective, comparing the January average rate of 109.0612 to the December average rate of 117.6824, the exchange rate registered a net change of 7.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 118.1885 was down 34.67% compared to the 2019 peak of 180.9161, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 590,943 MNT

2019 Average 524,523 MNT

Yearly Trough Low 534,194 MNT

Transaction Impact: A difference of 56,749.23 MNT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

118.5446

108.1991

JanuMarcMayJulySeptNove

HNL to MNT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 111.1968, compared to 115.8812 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.6843 points.

H1 Avg (Jan–Jun) 111.1968

H2 Avg (Jul–Dec) 115.8812

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 3.0374 MNT (High: 109.8761 / Low: 106.8387). On the other end, October was the most stable month, with a tight range of 0.7547 MNT (High: 116.2963 / Low: 115.5417).

January Spread (Volatile) ±3.0374

October Spread (Stable) ±0.7547

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 117.6824) against the same month in 2019 (average: 111.4178), the exchange rate shifted by +6.2646 (+5.62%).

2020 Avg (December) 117.6824

2019 Avg (December) 111.4178

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	109.8761	106.8387	109.0612
February	111.7728	109.0872	110.6632
March	112.5796	110.4426	110.9222
April	112.5652	110.8790	111.7285
May	112.7759	111.3187	111.9327
June	113.8277	112.2028	112.8731
July	114.8974	113.3387	113.9759
August	116.0182	114.1377	115.2123
September	116.5073	114.8774	115.7647
October	116.2963	115.5417	115.9739
November	117.6691	115.5931	116.6776
December	118.1885	117.2023	117.6824