2012 HNL to NIO Historical Review

YEARLY HIGH

1.2401 NIO

YEARLY LOW

1.2074 NIO

YEARLY AVERAGE

1.2187 NIO

2012 HNL to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 1.2401. Conversely, the yearly low was recorded on January 12, dropping to 1.2074.

This high-to-low spread represents a total annual volatility of 0.0327 NIO. From a start-to-finish perspective, comparing the January average rate of 1.2092 to the December average rate of 1.2150, the exchange rate registered a net change of 0.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.2401 was up 2.42% compared to the 2011 peak of 1.2108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 6,201 NIO

2011 Average 5,782 NIO

Yearly Trough Low 6,037 NIO

Transaction Impact: A difference of 163.60 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.2400

1.2064

JanuMarcMayJulySeptNove

HNL to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2196, compared to 1.2178 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 1.2196

H2 Avg (Jul–Dec) 1.2178

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0256 NIO (High: 1.2365 / Low: 1.2109). On the other end, November was the most stable month, with a tight range of 0.0029 NIO (High: 1.2138 / Low: 1.2109).

August Spread (Volatile) ±0.0256

November Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0201 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0201

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 1.2372) against the same month in 2011 (average: 1.1881), the exchange rate shifted by +0.0491 (+4.13%).

2012 Avg (July) 1.2372

2011 Avg (July) 1.1881

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2113	1.2074	1.2092
February	1.2180	1.2101	1.2129
March	1.2198	1.2149	1.2174
April	1.2254	1.2190	1.2227
May	1.2276	1.2211	1.2237
June	1.2349	1.2270	1.2318
July	1.2401	1.2192	1.2372
August	1.2365	1.2109	1.2171
September	1.2221	1.2080	1.2126
October	1.2147	1.2114	1.2127
November	1.2138	1.2109	1.2122
December	1.2225	1.2104	1.2150