2016 HNL to NIO Historical Review

YEARLY HIGH

1.2789 NIO

YEARLY LOW

1.2272 NIO

YEARLY AVERAGE

1.2562 NIO

2016 HNL to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on November 1, valuing the pair at 1.2789. Conversely, the yearly low was recorded on February 2, dropping to 1.2272.

This high-to-low spread represents a total annual volatility of 0.0517 NIO. From a start-to-finish perspective, comparing the January average rate of 1.2402 to the December average rate of 1.2560, the exchange rate registered a net change of 1.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.2789 was down 0.18% compared to the 2015 peak of 1.2813, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 6,395 NIO

2015 Average 6,242 NIO

Yearly Trough Low 6,136 NIO

Transaction Impact: A difference of 258.52 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.2733

1.2372

JanuMarcMayJulySeptNove

HNL to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2499, compared to 1.2624 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0125 points.

H1 Avg (Jan–Jun) 1.2499

H2 Avg (Jul–Dec) 1.2624

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0241 NIO (High: 1.2528 / Low: 1.2287). On the other end, June was the most stable month, with a tight range of 0.0057 NIO (High: 1.2613 / Low: 1.2556).

January Spread (Volatile) ±0.0241

June Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0085 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0085

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 1.2646) against the same month in 2015 (average: 1.2502), the exchange rate shifted by +0.0144 (+1.15%).

2016 Avg (November) 1.2646

2015 Avg (November) 1.2502

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2528	1.2287	1.2402
February	1.2477	1.2272	1.2421
March	1.2523	1.2446	1.2494
April	1.2577	1.2419	1.2488
May	1.2652	1.2569	1.2608
June	1.2613	1.2556	1.2580
July	1.2684	1.2472	1.2552
August	1.2659	1.2511	1.2611
September	1.2743	1.2613	1.2674
October	1.2781	1.2608	1.2703
November	1.2789	1.2561	1.2646
December	1.2656	1.2434	1.2560