2012 HNL to PEN Historical Review

YEARLY HIGH

0.1422 PEN

YEARLY LOW

0.1282 PEN

YEARLY AVERAGE

0.1367 PEN

2012 HNL to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.1422. Conversely, the yearly low was recorded on December 29, dropping to 0.1282.

This high-to-low spread represents a total annual volatility of 0.0140 PEN. From a start-to-finish perspective, comparing the January average rate of 0.1414 to the December average rate of 0.1294, the exchange rate registered a net change of -8.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1422 was down 5.34% compared to the 2011 peak of 0.1502, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 711 PEN

2011 Average 728 PEN

Yearly Trough Low 641 PEN

Transaction Impact: A difference of 70.01 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1427

0.1282

JanuMarcMayJulySeptNove

HNL to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1404, compared to 0.1330 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0074 points.

H1 Avg (Jan–Jun) 0.1404

H2 Avg (Jul–Dec) 0.1330

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0043 PEN (High: 0.1397 / Low: 0.1355). On the other end, March was the most stable month, with a tight range of 0.0006 PEN (High: 0.1406 / Low: 0.1400).

July Spread (Volatile) ±0.0043

March Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0037 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1414) against the same month in 2011 (average: 0.1474), the exchange rate shifted by -0.0059 (-4.04%).

2012 Avg (January) 0.1414

2011 Avg (January) 0.1474

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1422	0.1411	0.1414
February	0.1411	0.1402	0.1408
March	0.1406	0.1400	0.1402
April	0.1402	0.1385	0.1395
May	0.1420	0.1384	0.1399
June	0.1421	0.1386	0.1403
July	0.1397	0.1355	0.1382
August	0.1374	0.1333	0.1345
September	0.1334	0.1321	0.1328
October	0.1323	0.1310	0.1315
November	0.1320	0.1304	0.1314
December	0.1304	0.1282	0.1294