2016 HNL to PEN Historical Review

YEARLY HIGH

0.1563 PEN

YEARLY LOW

0.1435 PEN

YEARLY AVERAGE

0.1483 PEN

2016 HNL to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.1563. Conversely, the yearly low was recorded on December 31, dropping to 0.1435.

This high-to-low spread represents a total annual volatility of 0.0128 PEN. From a start-to-finish perspective, comparing the January average rate of 0.1532 to the December average rate of 0.1456, the exchange rate registered a net change of -4.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1563 was up 0.23% compared to the 2015 peak of 0.1559, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 781 PEN

2015 Average 733 PEN

Yearly Trough Low 718 PEN

Transaction Impact: A difference of 63.79 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1563

0.1440

JanuMarcMayJulySeptNove

HNL to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1498, compared to 0.1467 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.1498

H2 Avg (Jul–Dec) 0.1467

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0085 PEN (High: 0.1557 / Low: 0.1472). On the other end, January was the most stable month, with a tight range of 0.0017 PEN (High: 0.1542 / Low: 0.1525).

March Spread (Volatile) ±0.0085

January Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0047 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 0.1553) against the same month in 2015 (average: 0.1456), the exchange rate shifted by +0.0097 (+6.67%).

2016 Avg (February) 0.1553

2015 Avg (February) 0.1456

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1542	0.1525	0.1532
February	0.1563	0.1542	0.1553
March	0.1557	0.1472	0.1506
April	0.1502	0.1440	0.1463
May	0.1489	0.1454	0.1475
June	0.1489	0.1443	0.1462
July	0.1478	0.1437	0.1451
August	0.1479	0.1447	0.1458
September	0.1488	0.1468	0.1479
October	0.1489	0.1470	0.1481
November	0.1485	0.1459	0.1477
December	0.1476	0.1435	0.1456