2015 HNL to PGK Historical Review

YEARLY HIGH

0.1375 PGK

YEARLY LOW

0.1219 PGK

YEARLY AVERAGE

0.1275 PGK

2015 HNL to PGK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to PGK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 0.1375. Conversely, the yearly low was recorded on March 17, dropping to 0.1219.

This high-to-low spread represents a total annual volatility of 0.0156 PGK. From a start-to-finish perspective, comparing the January average rate of 0.1235 to the December average rate of 0.1364, the exchange rate registered a net change of 10.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1375 was down 8.71% compared to the 2014 peak of 0.1506, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 687 PGK

2014 Average 632 PGK

Yearly Trough Low 609 PGK

Transaction Impact: A difference of 78.10 PGK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1377

0.1219

JanuMarcMayJulySeptNove

HNL to PGK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1241, compared to 0.1309 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0068 points.

H1 Avg (Jan–Jun) 0.1241

H2 Avg (Jul–Dec) 0.1309

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.0042 PGK (High: 0.1261 / Low: 0.1219). On the other end, July was the most stable month, with a tight range of 0.0014 PGK (High: 0.1269 / Low: 0.1254).

March Spread (Volatile) ±0.0042

July Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0011 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.1364) against the same month in 2014 (average: 0.1223), the exchange rate shifted by +0.0141 (+11.49%).

2015 Avg (December) 0.1364

2014 Avg (December) 0.1223

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1243	0.1228	0.1235
February	0.1264	0.1235	0.1246
March	0.1261	0.1219	0.1239
April	0.1255	0.1225	0.1243
May	0.1239	0.1223	0.1232
June	0.1267	0.1239	0.1250
July	0.1269	0.1254	0.1264
August	0.1282	0.1258	0.1267
September	0.1314	0.1282	0.1296
October	0.1329	0.1312	0.1318
November	0.1354	0.1326	0.1342
December	0.1375	0.1335	0.1364