2020 HNL to PGK Historical Review

YEARLY HIGH

0.1462 PGK

YEARLY LOW

0.1336 PGK

YEARLY AVERAGE

0.1402 PGK

2020 HNL to PGK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to PGK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.1462. Conversely, the yearly low was recorded on January 14, dropping to 0.1336.

This high-to-low spread represents a total annual volatility of 0.0127 PGK. From a start-to-finish perspective, comparing the January average rate of 0.1373 to the December average rate of 0.1450, the exchange rate registered a net change of 5.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1462 was down 36.59% compared to the 2019 peak of 0.2306, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 731 PGK

2019 Average 690 PGK

Yearly Trough Low 668 PGK

Transaction Impact: A difference of 63.36 PGK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1458

0.1363

JanuMarcMayJulySeptNove

HNL to PGK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1380, compared to 0.1425 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0045 points.

H1 Avg (Jan–Jun) 0.1380

H2 Avg (Jul–Dec) 0.1425

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0066 PGK (High: 0.1402 / Low: 0.1336). On the other end, December was the most stable month, with a tight range of 0.0018 PGK (High: 0.1462 / Low: 0.1444).

January Spread (Volatile) ±0.0066

December Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1450) against the same month in 2019 (average: 0.1409), the exchange rate shifted by +0.0042 (+2.96%).

2020 Avg (December) 0.1450

2019 Avg (December) 0.1409

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1402	0.1336	0.1373
February	0.1402	0.1344	0.1371
March	0.1404	0.1366	0.1378
April	0.1398	0.1370	0.1383
May	0.1408	0.1370	0.1388
June	0.1398	0.1379	0.1387
July	0.1414	0.1374	0.1395
August	0.1437	0.1395	0.1420
September	0.1437	0.1385	0.1414
October	0.1443	0.1419	0.1427
November	0.1460	0.1427	0.1442
December	0.1462	0.1444	0.1450