2015 HNL to PHP Historical Review

YEARLY HIGH

2.1818 PHP

YEARLY LOW

2.0140 PHP

YEARLY AVERAGE

2.0982 PHP

2015 HNL to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 2.1818. Conversely, the yearly low was recorded on April 28, dropping to 2.0140.

This high-to-low spread represents a total annual volatility of 0.1678 PHP. From a start-to-finish perspective, comparing the January average rate of 2.1167 to the December average rate of 2.1572, the exchange rate registered a net change of 1.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.1818 was down 7.29% compared to the 2014 peak of 2.3535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 10,909 PHP

2014 Average 10,892 PHP

Yearly Trough Low 10,070 PHP

Transaction Impact: A difference of 838.88 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.1696

2.0206

JanuMarcMayJulySeptNove

HNL to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0742, compared to 2.1222 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0480 points.

H1 Avg (Jan–Jun) 2.0742

H2 Avg (Jul–Dec) 2.1222

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0794 PHP (High: 2.1818 / Low: 2.1024). On the other end, May was the most stable month, with a tight range of 0.0190 PHP (High: 2.0429 / Low: 2.0239).

December Spread (Volatile) ±0.0794

May Spread (Stable) ±0.0190

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0273 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0273

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 2.1572) against the same month in 2014 (average: 2.1183), the exchange rate shifted by +0.0389 (+1.84%).

2015 Avg (December) 2.1572

2014 Avg (December) 2.1183

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1481	2.0822	2.1167
February	2.1085	2.0769	2.0913
March	2.1072	2.0393	2.0800
April	2.0854	2.0140	2.0602
May	2.0429	2.0239	2.0331
June	2.0755	2.0349	2.0639
July	2.0867	2.0640	2.0740
August	2.1398	2.0814	2.1106
September	2.1527	2.1226	2.1377
October	2.1394	2.0853	2.1105
November	2.1539	2.1237	2.1431
December	2.1818	2.1024	2.1572