2022 HNL to SAR Historical Review

YEARLY HIGH

0.1543 SAR

YEARLY LOW

0.1445 SAR

YEARLY AVERAGE

0.1526 SAR

2022 HNL to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HNL to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 0.1543. Conversely, the yearly low was recorded on August 29, dropping to 0.1445.

This high-to-low spread represents a total annual volatility of 0.0098 SAR. From a start-to-finish perspective, comparing the January average rate of 0.1531 to the December average rate of 0.1523, the exchange rate registered a net change of -0.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1543 was down 2.48% compared to the 2021 peak of 0.1582, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 771 SAR

2021 Average 778 SAR

Yearly Trough Low 722 SAR

Transaction Impact: A difference of 49.16 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1533

0.1516

JanuMarcMayJulySeptNove

HNL to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1530, compared to 0.1522 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.1530

H2 Avg (Jul–Dec) 0.1522

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0089 SAR (High: 0.1534 / Low: 0.1445). On the other end, May was the most stable month, with a tight range of 0.0008 SAR (High: 0.1535 / Low: 0.1527).

August Spread (Volatile) ±0.0089

May Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0008 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.1526) against the same month in 2021 (average: 0.1556), the exchange rate shifted by -0.0031 (-1.97%).

2022 Avg (September) 0.1526

2021 Avg (September) 0.1556

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1539	0.1526	0.1531
February	0.1534	0.1518	0.1526
March	0.1540	0.1516	0.1531
April	0.1539	0.1520	0.1532
May	0.1535	0.1527	0.1531
June	0.1531	0.1516	0.1527
July	0.1534	0.1524	0.1528
August	0.1534	0.1445	0.1522
September	0.1543	0.1514	0.1526
October	0.1534	0.1514	0.1518
November	0.1539	0.1512	0.1517
December	0.1526	0.1517	0.1523