2017 HNL to SAR Historical Review

YEARLY HIGH

0.1644 SAR

YEARLY LOW

0.1580 SAR

YEARLY AVERAGE

0.1598 SAR

2017 HNL to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the HNL to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 0.1644. Conversely, the yearly low was recorded on December 14, dropping to 0.1580.

This high-to-low spread represents a total annual volatility of 0.0064 SAR. From a start-to-finish perspective, comparing the January average rate of 0.1606 to the December average rate of 0.1587, the exchange rate registered a net change of -1.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 0.1644 was down 2.45% compared to the 2016 peak of 0.1685, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 822 SAR

2016 Average 824 SAR

Yearly Trough Low 790 SAR

Transaction Impact: A difference of 31.84 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

0.1609

0.1585

JanuMarcMayJulySeptNove

HNL to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1599, compared to 0.1597 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.1599

H2 Avg (Jul–Dec) 0.1597

Volatility Range Comparison

Volatility

The most volatile month in 2017 was January, with a trading range of 0.0057 SAR (High: 0.1644 / Low: 0.1587). On the other end, December was the most stable month, with a tight range of 0.0012 SAR (High: 0.1592 / Low: 0.1580).

January Spread (Volatile) ±0.0057

December Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0014 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2017: 0.1606) against the same month in 2016 (average: 0.1673), the exchange rate shifted by -0.0066 (-3.97%).

2017 Avg (January) 0.1606

2016 Avg (January) 0.1673

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1644	0.1587	0.1606
February	0.1603	0.1586	0.1593
March	0.1616	0.1590	0.1596
April	0.1609	0.1593	0.1600
May	0.1610	0.1593	0.1599
June	0.1612	0.1594	0.1601
July	0.1618	0.1596	0.1603
August	0.1617	0.1589	0.1607
September	0.1607	0.1588	0.1600
October	0.1606	0.1585	0.1596
November	0.1596	0.1580	0.1588
December	0.1592	0.1580	0.1587