2018 HNL to SAR Historical Review

YEARLY HIGH

0.1641 SAR

YEARLY LOW

0.1533 SAR

YEARLY AVERAGE

0.1569 SAR

2018 HNL to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 0.1641. Conversely, the yearly low was recorded on December 2, dropping to 0.1533.

This high-to-low spread represents a total annual volatility of 0.0108 SAR. From a start-to-finish perspective, comparing the January average rate of 0.1587 to the December average rate of 0.1547, the exchange rate registered a net change of -2.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.1641 was down 0.15% compared to the 2017 peak of 0.1644, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 821 SAR

2017 Average 799 SAR

Yearly Trough Low 766 SAR

Transaction Impact: A difference of 54.22 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.1593

0.1541

JanuMarcMayJulySeptNove

HNL to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1582, compared to 0.1556 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.1582

H2 Avg (Jul–Dec) 0.1556

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0108 SAR (High: 0.1641 / Low: 0.1533). On the other end, April was the most stable month, with a tight range of 0.0005 SAR (High: 0.1586 / Low: 0.1581).

December Spread (Volatile) ±0.0108

April Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0013 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.1547) against the same month in 2017 (average: 0.1587), the exchange rate shifted by -0.0040 (-2.52%).

2018 Avg (December) 0.1547

2017 Avg (December) 0.1587

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1595	0.1577	0.1587
February	0.1595	0.1584	0.1589
March	0.1589	0.1582	0.1587
April	0.1586	0.1581	0.1584
May	0.1601	0.1569	0.1578
June	0.1578	0.1559	0.1565
July	0.1572	0.1559	0.1564
August	0.1570	0.1559	0.1562
September	0.1562	0.1556	0.1559
October	0.1566	0.1554	0.1558
November	0.1563	0.1538	0.1546
December	0.1641	0.1533	0.1547