2010 HNL to SGD Historical Review

YEARLY HIGH

0.0752 SGD

YEARLY LOW

0.0678 SGD

YEARLY AVERAGE

0.0721 SGD

2010 HNL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2010

During 2010, the HNL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 0.0752. Conversely, the yearly low was recorded on December 31, dropping to 0.0678.

This high-to-low spread represents a total annual volatility of 0.0074 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0739 to the December average rate of 0.0690, the exchange rate registered a net change of -6.56% (reflecting a weakening trend).

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 376 SGD

Yearly Average 360 SGD

Yearly Trough Low 339 SGD

Transaction Impact: A difference of 36.88 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2010.

0.0753

0.0681

JanuMarcMayJulySeptNove

HNL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0738, compared to 0.0703 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.0738

H2 Avg (Jul–Dec) 0.0703

Volatility Range Comparison

Volatility

The most volatile month in 2010 was May, with a trading range of 0.0026 SGD (High: 0.0749 / Low: 0.0724). On the other end, March was the most stable month, with a tight range of 0.0007 SGD (High: 0.0743 / Low: 0.0736).

May Spread (Volatile) ±0.0026

March Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0017 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Historical data for the previous year (2009) is currently unavailable. Strongest month average for February 2010 is 0.0747.

2010 Avg (February) 0.0747

Baseline Avg N/A

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0743	0.0733	0.0739
February	0.0752	0.0743	0.0747
March	0.0743	0.0736	0.0740
April	0.0739	0.0723	0.0731
May	0.0749	0.0724	0.0736
June	0.0749	0.0727	0.0739
July	0.0738	0.0719	0.0728
August	0.0720	0.0712	0.0717
September	0.0713	0.0695	0.0705
October	0.0695	0.0683	0.0689
November	0.0699	0.0678	0.0687
December	0.0696	0.0678	0.0690