2013 HNL to SGD Historical Review

YEARLY HIGH

0.0667 SGD

YEARLY LOW

0.0605 SGD

YEARLY AVERAGE

0.0623 SGD

2013 HNL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 0.0667. Conversely, the yearly low was recorded on October 27, dropping to 0.0605.

This high-to-low spread represents a total annual volatility of 0.0061 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0617 to the December average rate of 0.0617, the exchange rate registered a net change of -0.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0667 was down 2.61% compared to the 2012 peak of 0.0684, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 333 SGD

2012 Average 324 SGD

Yearly Trough Low 303 SGD

Transaction Impact: A difference of 30.62 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0649

0.0605

JanuMarcMayJulySeptNove

HNL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0629, compared to 0.0617 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0629

H2 Avg (Jul–Dec) 0.0617

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0044 SGD (High: 0.0667 / Low: 0.0623). On the other end, February was the most stable month, with a tight range of 0.0005 SGD (High: 0.0623 / Low: 0.0618).

May Spread (Volatile) ±0.0044

February Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0024 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 0.0645) against the same month in 2012 (average: 0.0662), the exchange rate shifted by -0.0017 (-2.56%).

2013 Avg (May) 0.0645

2012 Avg (May) 0.0662

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0622	0.0613	0.0617
February	0.0623	0.0618	0.0621
March	0.0635	0.0624	0.0630
April	0.0642	0.0632	0.0637
May	0.0667	0.0623	0.0645
June	0.0629	0.0616	0.0622
July	0.0631	0.0620	0.0625
August	0.0630	0.0616	0.0624
September	0.0627	0.0613	0.0620
October	0.0613	0.0605	0.0608
November	0.0615	0.0606	0.0610
December	0.0625	0.0609	0.0617