2011 HNL to SGD Historical Review

YEARLY HIGH

0.0695 SGD

YEARLY LOW

0.0636 SGD

YEARLY AVERAGE

0.0665 SGD

2011 HNL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the HNL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 4, valuing the pair at 0.0695. Conversely, the yearly low was recorded on July 27, dropping to 0.0636.

This high-to-low spread represents a total annual volatility of 0.0059 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0680 to the December average rate of 0.0683, the exchange rate registered a net change of 0.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2011 high of 0.0695 was down 7.57% compared to the 2010 peak of 0.0752, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 347 SGD

2010 Average 360 SGD

Yearly Trough Low 318 SGD

Transaction Impact: A difference of 29.36 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

0.0687

0.0639

JanuMarcMayJulySeptNove

HNL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0665, compared to 0.0664 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0665

H2 Avg (Jul–Dec) 0.0664

Volatility Range Comparison

Volatility

The most volatile month in 2011 was September, with a trading range of 0.0053 SGD (High: 0.0691 / Low: 0.0639). On the other end, February was the most stable month, with a tight range of 0.0006 SGD (High: 0.0678 / Low: 0.0672).

September Spread (Volatile) ±0.0053

February Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0012 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2011: 0.0674) against the same month in 2010 (average: 0.0689), the exchange rate shifted by -0.0014 (-2.10%).

2011 Avg (October) 0.0674

2010 Avg (October) 0.0689

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0687	0.0676	0.0680
February	0.0678	0.0672	0.0675
March	0.0678	0.0666	0.0671
April	0.0667	0.0647	0.0659
May	0.0661	0.0647	0.0654
June	0.0657	0.0649	0.0652
July	0.0650	0.0636	0.0643
August	0.0649	0.0638	0.0643
September	0.0691	0.0639	0.0662
October	0.0695	0.0654	0.0674
November	0.0694	0.0668	0.0681
December	0.0690	0.0677	0.0683