2020 HNL to THB Historical Review

YEARLY HIGH

1.3280 THB

YEARLY LOW

1.1966 THB

YEARLY AVERAGE

1.2646 THB

2020 HNL to THB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to THB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 1, valuing the pair at 1.3280. Conversely, the yearly low was recorded on January 14, dropping to 1.1966.

This high-to-low spread represents a total annual volatility of 0.1314 THB. From a start-to-finish perspective, comparing the January average rate of 1.2274 to the December average rate of 1.2401, the exchange rate registered a net change of 1.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3280 was down 34.85% compared to the 2019 peak of 2.0385, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 6,640 THB

2019 Average 6,326 THB

Yearly Trough Low 5,983 THB

Transaction Impact: A difference of 657.20 THB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.3185

1.2191

JanuMarcMayJulySeptNove

HNL to THB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2703, compared to 1.2588 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0115 points.

H1 Avg (Jan–Jun) 1.2703

H2 Avg (Jul–Dec) 1.2588

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0677 THB (High: 1.3259 / Low: 1.2583). On the other end, December was the most stable month, with a tight range of 0.0169 THB (High: 1.2475 / Low: 1.2306).

March Spread (Volatile) ±0.0677

December Spread (Stable) ±0.0169

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0353 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0353

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.3102) against the same month in 2019 (average: 1.2987), the exchange rate shifted by +0.0115 (+0.89%).

2020 Avg (April) 1.3102

2019 Avg (April) 1.2987

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2574	1.1966	1.2274
February	1.2827	1.2502	1.2627
March	1.3259	1.2583	1.2887
April	1.3280	1.2994	1.3102
May	1.3058	1.2730	1.2841
June	1.2703	1.2375	1.2488
July	1.2773	1.2449	1.2626
August	1.2832	1.2471	1.2627
September	1.2838	1.2582	1.2691
October	1.2820	1.2593	1.2716
November	1.2699	1.2322	1.2469
December	1.2475	1.2306	1.2401