2014 HNL to XPF Historical Review

YEARLY HIGH

4.6866 XPF

YEARLY LOW

4.1649 XPF

YEARLY AVERAGE

4.4136 XPF

2014 HNL to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 4.6866. Conversely, the yearly low was recorded on June 30, dropping to 4.1649.

This high-to-low spread represents a total annual volatility of 0.5217 XPF. From a start-to-finish perspective, comparing the January average rate of 4.3730 to the December average rate of 4.6029, the exchange rate registered a net change of 5.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.6866 was down 4.35% compared to the 2013 peak of 4.8995, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 23,433 XPF

2013 Average 22,399 XPF

Yearly Trough Low 20,824 XPF

Transaction Impact: A difference of 2,608.63 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.6419

4.1738

JanuMarcMayJulySeptNove

HNL to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4247, compared to 4.4024 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0223 points.

H1 Avg (Jan–Jun) 4.4247

H2 Avg (Jul–Dec) 4.4024

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.3655 XPF (High: 4.6026 / Low: 4.2371). On the other end, February was the most stable month, with a tight range of 0.0499 XPF (High: 4.4588 / Low: 4.4089).

May Spread (Volatile) ±0.3655

February Spread (Stable) ±0.0499

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3151 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.3151

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 4.6029) against the same month in 2013 (average: 4.2713), the exchange rate shifted by +0.3316 (+7.76%).

2014 Avg (December) 4.6029

2013 Avg (December) 4.2713

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.4301	4.2795	4.3730
February	4.4588	4.4089	4.4316
March	4.5276	4.4177	4.4701
April	4.5453	4.4882	4.5182
May	4.6026	4.2371	4.5353
June	4.2480	4.1649	4.2202
July	4.2706	4.1803	4.2129
August	4.2959	4.2404	4.2681
September	4.4724	4.3043	4.3858
October	4.5145	4.3982	4.4377
November	4.5336	4.4665	4.5073
December	4.6866	4.5284	4.6029