2012 HNL to ZAR Historical Review

YEARLY HIGH

0.4529 ZAR

YEARLY LOW

0.3928 ZAR

YEARLY AVERAGE

0.4249 ZAR

2012 HNL to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 21, valuing the pair at 0.4529. Conversely, the yearly low was recorded on February 29, dropping to 0.3928.

This high-to-low spread represents a total annual volatility of 0.0601 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.4206 to the December average rate of 0.4349, the exchange rate registered a net change of 3.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4529 was up 0.08% compared to the 2011 peak of 0.4525, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 2,264 ZAR

2011 Average 1,919 ZAR

Yearly Trough Low 1,964 ZAR

Transaction Impact: A difference of 300.56 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4498

0.3941

JanuMarcMayJulySeptNove

HNL to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4167, compared to 0.4332 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0166 points.

H1 Avg (Jan–Jun) 0.4167

H2 Avg (Jul–Dec) 0.4332

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0417 ZAR (High: 0.4472 / Low: 0.4054). On the other end, March was the most stable month, with a tight range of 0.0116 ZAR (High: 0.4050 / Low: 0.3934).

May Spread (Volatile) ±0.0417

March Spread (Stable) ±0.0116

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0190 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0190

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 0.4452) against the same month in 2011 (average: 0.4303), the exchange rate shifted by +0.0149 (+3.47%).

2012 Avg (November) 0.4452

2011 Avg (November) 0.4303

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4301	0.4069	0.4206
February	0.4103	0.3928	0.4016
March	0.4050	0.3934	0.3988
April	0.4198	0.3999	0.4108
May	0.4472	0.4054	0.4276
June	0.4518	0.4301	0.4406
July	0.4462	0.4245	0.4323
August	0.4344	0.4148	0.4246
September	0.4302	0.4166	0.4222
October	0.4517	0.4248	0.4402
November	0.4529	0.4368	0.4452
December	0.4501	0.4259	0.4349