2013 HNL to ZAR Historical Review

YEARLY HIGH

0.5177 ZAR

YEARLY LOW

0.4253 ZAR

YEARLY AVERAGE

0.4799 ZAR

2013 HNL to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.5177. Conversely, the yearly low was recorded on January 2, dropping to 0.4253.

This high-to-low spread represents a total annual volatility of 0.0924 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.4410 to the December average rate of 0.5076, the exchange rate registered a net change of 15.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.5177 was up 14.31% compared to the 2012 peak of 0.4529, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 2,588 ZAR

2012 Average 2,125 ZAR

Yearly Trough Low 2,126 ZAR

Transaction Impact: A difference of 461.88 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.5142

0.4344

JanuMarcMayJulySeptNove

HNL to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4659, compared to 0.4939 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0280 points.

H1 Avg (Jan–Jun) 0.4659

H2 Avg (Jul–Dec) 0.4939

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0417 ZAR (High: 0.5048 / Low: 0.4631). On the other end, February was the most stable month, with a tight range of 0.0104 ZAR (High: 0.4518 / Low: 0.4415).

May Spread (Volatile) ±0.0417

February Spread (Stable) ±0.0104

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0055 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.5076) against the same month in 2012 (average: 0.4349), the exchange rate shifted by +0.0727 (+16.72%).

2013 Avg (December) 0.5076

2012 Avg (December) 0.4349

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4540	0.4253	0.4410
February	0.4518	0.4415	0.4455
March	0.4736	0.4546	0.4648
April	0.4767	0.4565	0.4684
May	0.5048	0.4631	0.4816
June	0.5028	0.4866	0.4943
July	0.5024	0.4790	0.4893
August	0.5092	0.4806	0.4937
September	0.5046	0.4778	0.4899
October	0.4932	0.4783	0.4844
November	0.5100	0.4911	0.4986
December	0.5177	0.4958	0.5076