2020 HRK to AOA Historical Review

YEARLY HIGH

106.6978 AOA

YEARLY LOW

71.3733 AOA

YEARLY AVERAGE

87.8884 AOA

2020 HRK to AOA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to AOA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 106.6978. Conversely, the yearly low was recorded on February 20, dropping to 71.3733.

This high-to-low spread represents a total annual volatility of 35.3245 AOA. From a start-to-finish perspective, comparing the January average rate of 72.9179 to the December average rate of 105.7912, the exchange rate registered a net change of 45.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 106.6978 was up 43.36% compared to the 2019 peak of 74.4250, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 533,489 AOA

2019 Average 274,893 AOA

Yearly Trough Low 356,866 AOA

Transaction Impact: A difference of 176,622.54 AOA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

109.1271

69.0965

JanuMarcMayJulySeptNove

HRK to AOA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 78.1154, compared to 97.6613 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 19.5458 points.

H1 Avg (Jan–Jun) 78.1154

H2 Avg (Jul–Dec) 97.6613

Volatility Range Comparison

Volatility

The most volatile month in 2020 was August, with a trading range of 7.7102 AOA (High: 95.2504 / Low: 87.5402). On the other end, January was the most stable month, with a tight range of 1.7410 AOA (High: 73.8892 / Low: 72.1482).

August Spread (Volatile) ±7.7102

January Spread (Stable) ±1.7410

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.0357 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -1.0357

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 105.7912) against the same month in 2019 (average: 71.0781), the exchange rate shifted by +34.7132 (+48.84%).

2020 Avg (December) 105.7912

2019 Avg (December) 71.0781

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	73.8892	72.1482	72.9179
February	73.8892	71.3733	72.4323
March	78.5642	72.5776	74.3005
April	81.6626	76.7177	79.9353
May	85.6004	78.1564	81.3920
June	90.1374	84.9237	87.7146
July	87.9649	85.6539	86.6789
August	95.2504	87.5402	92.3370
September	98.5213	95.5571	96.9202
October	103.0004	97.6670	100.6315
November	104.4769	101.8822	103.6089
December	106.6978	104.6680	105.7912