2021 HRK to AOA Historical Review

YEARLY HIGH

107.0870 AOA

YEARLY LOW

82.8865 AOA

YEARLY AVERAGE

98.5470 AOA

2021 HRK to AOA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to AOA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 107.0870. Conversely, the yearly low was recorded on December 30, dropping to 82.8865.

This high-to-low spread represents a total annual volatility of 24.2006 AOA. From a start-to-finish perspective, comparing the January average rate of 105.5217 to the December average rate of 84.7170, the exchange rate registered a net change of -19.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 107.0870 was up 0.36% compared to the 2020 peak of 106.6978, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 535,435 AOA

2020 Average 439,637 AOA

Yearly Trough Low 414,432 AOA

Transaction Impact: A difference of 121,002.81 AOA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

107.6022

82.6366

JanuMarcMayJulySeptNove

HRK to AOA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 102.8939, compared to 94.2001 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.6937 points.

H1 Avg (Jan–Jun) 102.8939

H2 Avg (Jul–Dec) 94.2001

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 7.8594 AOA (High: 100.4236 / Low: 92.5642). On the other end, October was the most stable month, with a tight range of 1.0980 AOA (High: 92.8524 / Low: 91.7544).

September Spread (Volatile) ±7.8594

October Spread (Stable) ±1.0980

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 6.3473 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -6.3473

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 105.5217) against the same month in 2020 (average: 72.9179), the exchange rate shifted by +32.6038 (+44.71%).

2021 Avg (January) 105.5217

2020 Avg (January) 72.9179

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	107.0870	104.9845	105.5217
February	104.7197	101.4250	104.0851
March	100.3803	96.6789	97.7378
April	105.2463	97.4779	101.6564
May	106.3641	104.1149	105.0349
June	104.4497	101.5180	103.3273
July	102.1912	99.9236	101.1906
August	101.1704	99.2099	100.0273
September	100.4236	92.5642	97.0782
October	92.8524	91.7544	92.2965
November	92.2150	85.0650	89.8911
December	85.4735	82.8865	84.7170