2020 HRK to AUD Historical Review

YEARLY HIGH

0.2486 AUD

YEARLY LOW

0.2102 AUD

YEARLY AVERAGE

0.2196 AUD

2020 HRK to AUD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to AUD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.2486. Conversely, the yearly low was recorded on December 31, dropping to 0.2102.

This high-to-low spread represents a total annual volatility of 0.0384 AUD. From a start-to-finish perspective, comparing the January average rate of 0.2173 to the December average rate of 0.2141, the exchange rate registered a net change of -1.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2486 was up 9.85% compared to the 2019 peak of 0.2263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,243 AUD

2019 Average 1,085 AUD

Yearly Trough Low 1,051 AUD

Transaction Impact: A difference of 192.13 AUD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2375

0.2120

JanuMarcMayJulySeptNove

HRK to AUD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2227, compared to 0.2165 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0063 points.

H1 Avg (Jan–Jun) 0.2227

H2 Avg (Jul–Dec) 0.2165

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0241 AUD (High: 0.2486 / Low: 0.2245). On the other end, September was the most stable month, with a tight range of 0.0047 AUD (High: 0.2192 / Low: 0.2145).

March Spread (Volatile) ±0.0241

September Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0081 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2354) against the same month in 2019 (average: 0.2149), the exchange rate shifted by +0.0204 (+9.51%).

2020 Avg (March) 0.2354

2019 Avg (March) 0.2149

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2226	0.2146	0.2173
February	0.2268	0.2161	0.2198
March	0.2486	0.2245	0.2354
April	0.2365	0.2192	0.2272
May	0.2266	0.2177	0.2211
June	0.2184	0.2128	0.2156
July	0.2218	0.2142	0.2166
August	0.2218	0.2142	0.2188
September	0.2192	0.2145	0.2163
October	0.2216	0.2158	0.2179
November	0.2196	0.2136	0.2151
December	0.2170	0.2102	0.2141