2021 HRK to AUD Historical Review

YEARLY HIGH

0.2188 AUD

YEARLY LOW

0.2012 AUD

YEARLY AVERAGE

0.2092 AUD

2021 HRK to AUD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to AUD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 0.2188. Conversely, the yearly low was recorded on February 24, dropping to 0.2012.

This high-to-low spread represents a total annual volatility of 0.0176 AUD. From a start-to-finish perspective, comparing the January average rate of 0.2086 to the December average rate of 0.2101, the exchange rate registered a net change of 0.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2188 was down 12.00% compared to the 2020 peak of 0.2486, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,094 AUD

2020 Average 1,098 AUD

Yearly Trough Low 1,006 AUD

Transaction Impact: A difference of 87.77 AUD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2162

0.2026

JanuMarcMayJulySeptNove

HRK to AUD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2070, compared to 0.2114 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0045 points.

H1 Avg (Jan–Jun) 0.2070

H2 Avg (Jul–Dec) 0.2114

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0079 AUD (High: 0.2129 / Low: 0.2050). On the other end, June was the most stable month, with a tight range of 0.0020 AUD (High: 0.2115 / Low: 0.2095).

October Spread (Volatile) ±0.0079

June Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0060 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.2151) against the same month in 2020 (average: 0.2188), the exchange rate shifted by -0.0037 (-1.68%).

2021 Avg (August) 0.2151

2020 Avg (August) 0.2188

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2113	0.2065	0.2086
February	0.2087	0.2012	0.2059
March	0.2055	0.2023	0.2037
April	0.2066	0.2028	0.2053
May	0.2105	0.2054	0.2081
June	0.2115	0.2095	0.2102
July	0.2154	0.2101	0.2123
August	0.2188	0.2125	0.2151
September	0.2162	0.2124	0.2146
October	0.2129	0.2050	0.2086
November	0.2113	0.2049	0.2080
December	0.2141	0.2077	0.2101