2026 HRK to ERN Historical Review

YEARLY HIGH

2.3341 ERN

YEARLY LOW

0.1515 ERN

YEARLY AVERAGE

1.2641 ERN

2026 HRK to ERN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to ERN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 27, valuing the pair at 2.3341. Conversely, the yearly low was recorded on March 14, dropping to 0.1515.

This high-to-low spread represents a total annual volatility of 2.1826 ERN. From a start-to-finish perspective, comparing the January average rate of 0.1557 to the December average rate of 2.2958, the exchange rate registered a net change of 1374.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.3341 was up 1381.45% compared to the 2025 peak of 0.1576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,671 ERN

2025 Average 750 ERN

Yearly Trough Low 758 ERN

Transaction Impact: A difference of 10,913.09 ERN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.5378

-0.0634

JanuMarcMayJuly

HRK to ERN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9240, compared to 2.2846 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3606 points.

H1 Avg (Jan–Jun) 0.9240

H2 Avg (Jul–Dec) 2.2846

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 2.1814 ERN (High: 2.3341 / Low: 0.1528). On the other end, August was the most stable month, with a tight range of 0.0004 ERN (High: 2.2960 / Low: 2.2956).

April Spread (Volatile) ±2.1814

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0300 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0300

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 0.4659) against the same month in 2025 (average: 0.1492), the exchange rate shifted by +0.3167 (+212.28%).

2026 Avg (April) 0.4659

2025 Avg (April) 0.1492

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1595	0.1539	0.1557
February	0.1580	0.1562	0.1569
March	0.1561	0.1515	0.1534
April	2.3341	0.1528	0.4659
May	2.3335	2.3146	2.3210
June	2.3181	2.2609	2.2910
July	2.2917	2.2637	2.2734
August	2.2960	2.2956	2.2958