2012 HRK to GIP Historical Review

YEARLY HIGH

0.1120 GIP

YEARLY LOW

0.1019 GIP

YEARLY AVERAGE

0.1078 GIP

2012 HRK to GIP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to GIP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.1120. Conversely, the yearly low was recorded on July 29, dropping to 0.1019.

This high-to-low spread represents a total annual volatility of 0.0100 GIP. From a start-to-finish perspective, comparing the January average rate of 0.1101 to the December average rate of 0.1085, the exchange rate registered a net change of -1.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1120 was down 8.60% compared to the 2011 peak of 0.1225, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 560 GIP

2011 Average 584 GIP

Yearly Trough Low 510 GIP

Transaction Impact: A difference of 50.11 GIP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1114

0.1033

JanuMarcMayJulySeptNove

HRK to GIP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1091, compared to 0.1065 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.1091

H2 Avg (Jul–Dec) 0.1065

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0050 GIP (High: 0.1069 / Low: 0.1019). On the other end, June was the most stable month, with a tight range of 0.0014 GIP (High: 0.1076 / Low: 0.1063).

July Spread (Volatile) ±0.0050

June Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0030 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.1103) against the same month in 2011 (average: 0.1142), the exchange rate shifted by -0.0039 (-3.40%).

2012 Avg (February) 0.1103

2011 Avg (February) 0.1142

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1108	0.1093	0.1101
February	0.1120	0.1090	0.1103
March	0.1116	0.1101	0.1107
April	0.1115	0.1082	0.1097
May	0.1087	0.1055	0.1067
June	0.1076	0.1063	0.1069
July	0.1069	0.1019	0.1039
August	0.1059	0.1034	0.1045
September	0.1101	0.1056	0.1080
October	0.1087	0.1069	0.1078
November	0.1077	0.1058	0.1065
December	0.1093	0.1072	0.1085