2020 HRK to HKD Historical Review

YEARLY HIGH

1.2630 HKD

YEARLY LOW

1.0862 HKD

YEARLY AVERAGE

1.1745 HKD

2020 HRK to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.2630. Conversely, the yearly low was recorded on March 19, dropping to 1.0862.

This high-to-low spread represents a total annual volatility of 0.1768 HKD. From a start-to-finish perspective, comparing the January average rate of 1.1595 to the December average rate of 1.2513, the exchange rate registered a net change of 7.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2630 was up 3.58% compared to the 2019 peak of 1.2194, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,315 HKD

2019 Average 5,913 HKD

Yearly Trough Low 5,431 HKD

Transaction Impact: A difference of 883.77 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2655

1.0953

JanuMarcMayJulySeptNove

HRK to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1354, compared to 1.2137 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0783 points.

H1 Avg (Jan–Jun) 1.1354

H2 Avg (Jul–Dec) 1.2137

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0948 HKD (High: 1.1810 / Low: 1.0862). On the other end, October was the most stable month, with a tight range of 0.0200 HKD (High: 1.2131 / Low: 1.1931).

March Spread (Volatile) ±0.0948

October Spread (Stable) ±0.0200

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0254 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0254

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.2513) against the same month in 2019 (average: 1.1653), the exchange rate shifted by +0.0860 (+7.38%).

2020 Avg (December) 1.2513

2019 Avg (December) 1.1653

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1738	1.1508	1.1595
February	1.1574	1.1265	1.1387
March	1.1810	1.0862	1.1349
April	1.1203	1.0976	1.1095
May	1.1341	1.1061	1.1170
June	1.1638	1.1363	1.1524
July	1.2289	1.1520	1.1798
August	1.2334	1.2130	1.2214
September	1.2278	1.1939	1.2112
October	1.2131	1.1931	1.2042
November	1.2271	1.1918	1.2143
December	1.2630	1.2391	1.2513