YEARLY HIGH
1.2297 HKD
YEARLY LOW
1.0587 HKD
YEARLY AVERAGE
1.1693 HKD

2025 HRK to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 1.2297. Conversely, the yearly low was recorded on January 12, dropping to 1.0587.

This high-to-low spread represents a total annual volatility of 0.1710 HKD. From a start-to-finish perspective, comparing the January average rate of 1.0691 to the December average rate of 1.2099, the exchange rate registered a net change of 13.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.2297 was up 6.17% compared to the 2024 peak of 1.1582, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,148 HKD
2024 Average 5,602 HKD
Yearly Trough Low 5,294 HKD
Transaction Impact: A difference of 854.76 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.2323
1.0542
JanuMarcMayJulySeptNove

HRK to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1310, compared to 1.2076 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0766 points.

H1 Avg (Jan–Jun) 1.1310
H2 Avg (Jul–Dec) 1.2076

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0705 HKD (High: 1.1856 / Low: 1.1151). On the other end, November was the most stable month, with a tight range of 0.0143 HKD (High: 1.1994 / Low: 1.1851).

April Spread (Volatile) ±0.0705
November Spread (Stable) ±0.0143

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0109 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 1.2174) against the same month in 2024 (average: 1.1248), the exchange rate shifted by +0.0926 (+8.24%).

2025 Avg (July) 1.2174
2024 Avg (July) 1.1248

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0848 1.0587 1.0691
February 1.0854 1.0603 1.0755
March 1.1281 1.0712 1.1139
April 1.1856 1.1151 1.1582
May 1.1845 1.1475 1.1677
June 1.2279 1.1817 1.2013
July 1.2297 1.1901 1.2174
August 1.2201 1.2034 1.2108
September 1.2259 1.2046 1.2123
October 1.2126 1.1903 1.2014
November 1.1994 1.1851 1.1936
December 1.2176 1.1999 1.2099