HRK to HNL Historical Rates

Analyze long-term market trends and access daily historical data for the HRK/HNL pair.

10-YEAR HIGH
4.2183 HNL
10-YEAR LOW
2.2114 HNL
10-YEAR AVERAGE
3.6819 HNL

10-Year HRK to HNL Performance & Macro Timing Review

Analysis of key historical highlights and timing insights over the past decade

Over the last 10 years, the HRK to HNL exchange rate has undergone significant macro fluctuations. The market reached its absolute decade peak on January 27, 2026, when the pair was valued at 4.2183. Conversely, the absolute lowest rate of the decade was recorded on December 9, 2019, dropping to a support floor of 2.2114.

This peak-to-trough range represents a total macro spread of 2.0069 HNL. From a long-term perspective, comparing the decade's oldest annual average of 3.3538 (in 2016) to the newest annual average of 4.0984 (in 2026), the exchange rate registered a net shift of +22.20%.

Analyzing macro structural support, the trading dynamics in the recent 5-year period averaged 3.6730, showing a variance of 0.0175 points compared to the older 5-year average of 3.6906.

10-Year Payout Timing Comparison

Value generated converting a dynamic sum of 5,000 HRK over the decade:

Decade Peak High 21,092 HNL
10-Year Average 18,409 HNL
Decade Trough Low 11,057 HNL
Macro Timing Impact: A difference of 10,034.49 HNL purely based on trade execution date over the last 10 years.

10-Year Macro Trend

Monthly average exchange rates over the last decade.

4.2552
3.1331
201620182020202220242026

HRK to HNL Macro Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Decade Halves Comparison

Macro Shift

The average exchange rate in the first 5 years of the decade was 3.6906, compared to 3.6730 in the recent 5 years. This shows that the rate was stronger in the older 5 years by a margin of 0.0175 points.

Older 5 Yrs Avg 3.6906
Recent 5 Yrs Avg 3.6730

Annual Volatility Extremes

Volatility

The most volatile year in the decade was 2019, with a trading range of 1.6203 HNL (High: 3.8317 / Low: 2.2114). Conversely, 2026 was the most stable year, with a range of 0.2077 HNL (High: 4.2183 / Low: 4.0106).

2019 Spread (Volatile) ±1.6203
2026 Spread (Stable) ±0.2077

Decade Growth & Declines

Macro Trends

Between 2022 and 2026, the exchange rate recorded its longest consecutive growth streak of the decade, climbing for 4 straight years. Conversely, the sharpest year-over-year decline occurred between 2021 and 2022, when the average rate fell by 0.3466 points.

Longest Streak 4 Yrs.
Sharpest YoY Drop -0.3466

10-Year Historical Baseline

YoY Baseline

Comparing the decade's oldest annual average (2016: 3.3538) against the newest annual average (2026: 4.0984), the exchange rate shifted by +0.7446 (+22.20%).

2016 Baseline Avg 3.3538
2026 Current Avg 4.0984

Recent 30 Days

Live daily mid-market rates for the past month.

Date Exchange Rate
2026-08-04 4.1023
2026-08-03 4.0929
2026-08-02 4.0897
2026-08-01 4.0883
2026-07-31 4.1022
2026-07-30 4.0467
2026-07-29 4.0634
2026-07-28 4.0576
2026-07-27 4.0456
2026-07-26 4.0440
2026-07-25 4.0432
2026-07-24 4.0485
2026-07-23 4.0488
2026-07-22 4.0567
2026-07-21 4.0585
2026-07-20 4.0600
2026-07-19 4.0605
2026-07-18 4.0617
2026-07-17 4.0674
2026-07-16 4.0639
2026-07-15 4.0600
2026-07-14 4.0651
2026-07-13 4.0599
2026-07-12 4.0600
2026-07-11 4.0731
2026-07-10 4.0618
2026-07-09 4.0583
2026-07-08 4.0587
2026-07-07 4.0568
2026-07-06 4.0615

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