YEARLY HIGH
3.8151 HNL
YEARLY LOW
3.1904 HNL
YEARLY AVERAGE
3.5533 HNL

2017 HRK to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the HRK to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 3.8151. Conversely, the yearly low was recorded on January 4, dropping to 3.1904.

This high-to-low spread represents a total annual volatility of 0.6247 HNL. From a start-to-finish perspective, comparing the January average rate of 3.2968 to the December average rate of 3.7166, the exchange rate registered a net change of 12.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2017 high of 3.8151 was up 10.20% compared to the 2016 peak of 3.4619, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 19,075 HNL
2016 Average 16,730 HNL
Yearly Trough Low 15,952 HNL
Transaction Impact: A difference of 3,123.68 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

3.7871
3.2523
JanuMarcMayJulySeptNove

HRK to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4103, compared to 3.6964 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2862 points.

H1 Avg (Jan–Jun) 3.4103
H2 Avg (Jul–Dec) 3.6964

Volatility Range Comparison

Volatility

The most volatile month in 2017 was January, with a trading range of 0.2075 HNL (High: 3.3979 / Low: 3.1904). On the other end, October was the most stable month, with a tight range of 0.0752 HNL (High: 3.7154 / Low: 3.6402).

January Spread (Volatile) ±0.2075
October Spread (Stable) ±0.0752

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0645 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0645

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2017: 3.7166) against the same month in 2016 (average: 3.2616), the exchange rate shifted by +0.4550 (+13.95%).

2017 Avg (December) 3.7166
2016 Avg (December) 3.2616

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3979 3.1904 3.2968
February 3.4127 3.3314 3.3669
March 3.4355 3.3312 3.3852
April 3.4361 3.3289 3.3707
May 3.5567 3.4336 3.4917
June 3.6074 3.5274 3.5502
July 3.7046 3.5764 3.6423
August 3.7753 3.6941 3.7256
September 3.7966 3.6634 3.7426
October 3.7154 3.6402 3.6781
November 3.7387 3.6213 3.6734
December 3.8151 3.6738 3.7166