YEARLY HIGH
7.4511 HTG
YEARLY LOW
6.7616 HTG
YEARLY AVERAGE
7.1261 HTG

2012 HRK to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 7.4511. Conversely, the yearly low was recorded on January 16, dropping to 6.7616.

This high-to-low spread represents a total annual volatility of 0.6895 HTG. From a start-to-finish perspective, comparing the January average rate of 6.9087 to the December average rate of 7.3401, the exchange rate registered a net change of 6.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 7.4511 was down 9.47% compared to the 2011 peak of 8.2302, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 37,256 HTG
2011 Average 38,006 HTG
Yearly Trough Low 33,808 HTG
Transaction Impact: A difference of 3,447.55 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

7.3848
6.8492
JanuMarcMayJulySeptNove

HRK to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.0966, compared to 7.1557 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0592 points.

H1 Avg (Jan–Jun) 7.0966
H2 Avg (Jul–Dec) 7.1557

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.5011 HTG (High: 7.4138 / Low: 6.9127). On the other end, October was the most stable month, with a tight range of 0.1415 HTG (High: 7.3533 / Low: 7.2118).

May Spread (Volatile) ±0.5011
October Spread (Stable) ±0.1415

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1456 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1456

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 7.2859) against the same month in 2011 (average: 7.4664), the exchange rate shifted by -0.1806 (-2.42%).

2012 Avg (September) 7.2859
2011 Avg (September) 7.4664

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.0663 6.7616 6.9087
February 7.2706 6.9430 7.0640
March 7.3287 7.1027 7.2086
April 7.4022 7.1553 7.2653
May 7.4138 6.9127 7.1391
June 7.1053 6.8964 6.9935
July 7.0985 6.7818 6.8939
August 7.0896 6.8565 6.9621
September 7.4511 7.0717 7.2859
October 7.3533 7.2118 7.2823
November 7.2676 7.1088 7.1700
December 7.4332 7.2325 7.3401