2016 HRK to HTG Historical Review

YEARLY HIGH

9.7939 HTG

YEARLY LOW

8.0321 HTG

YEARLY AVERAGE

9.2623 HTG

2016 HRK to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 9.7939. Conversely, the yearly low was recorded on January 6, dropping to 8.0321.

This high-to-low spread represents a total annual volatility of 1.7617 HTG. From a start-to-finish perspective, comparing the January average rate of 8.2323 to the December average rate of 9.3081, the exchange rate registered a net change of 13.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 9.7939 was up 18.88% compared to the 2015 peak of 8.2381, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 48,969 HTG

2015 Average 37,036 HTG

Yearly Trough Low 40,161 HTG

Transaction Impact: A difference of 8,808.73 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

9.8618

8.0842

JanuMarcMayJulySeptNove

HRK to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.0498, compared to 9.4748 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4250 points.

H1 Avg (Jan–Jun) 9.0498

H2 Avg (Jul–Dec) 9.4748

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.6107 HTG (High: 9.3956 / Low: 8.7849). On the other end, July was the most stable month, with a tight range of 0.1672 HTG (High: 9.4743 / Low: 9.3071).

March Spread (Volatile) ±0.6107

July Spread (Stable) ±0.1672

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2366 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2366

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2016: 9.7137) against the same month in 2015 (average: 7.8388), the exchange rate shifted by +1.8749 (+23.92%).

2016 Avg (September) 9.7137

2015 Avg (September) 7.8388

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	8.4382	8.0321	8.2323
February	8.8766	8.4425	8.7759
March	9.3956	8.7849	9.1194
April	9.5040	9.3219	9.4003
May	9.5190	9.2594	9.3899
June	9.5218	9.2089	9.3811
July	9.4743	9.3071	9.3542
August	9.7311	9.4640	9.6012
September	9.7939	9.5965	9.7137
October	9.7594	9.4048	9.5543
November	9.5817	9.0773	9.3176
December	9.4398	9.2295	9.3081