2012 HRK to KWD Historical Review

YEARLY HIGH

0.0497 KWD

YEARLY LOW

0.0454 KWD

YEARLY AVERAGE

0.0479 KWD

2012 HRK to KWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to KWD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.0497. Conversely, the yearly low was recorded on July 24, dropping to 0.0454.

This high-to-low spread represents a total annual volatility of 0.0043 KWD. From a start-to-finish perspective, comparing the January average rate of 0.0476 to the December average rate of 0.0490, the exchange rate registered a net change of 2.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0497 was down 10.23% compared to the 2011 peak of 0.0554, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 249 KWD

2011 Average 259 KWD

Yearly Trough Low 227 KWD

Transaction Impact: A difference of 21.27 KWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0493

0.0458

JanuMarcMayJulySeptNove

HRK to KWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0479, compared to 0.0478 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0479

H2 Avg (Jul–Dec) 0.0478

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0031 KWD (High: 0.0491 / Low: 0.0460). On the other end, April was the most stable month, with a tight range of 0.0008 KWD (High: 0.0494 / Low: 0.0485).

May Spread (Volatile) ±0.0031

April Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0014 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 0.0487) against the same month in 2011 (average: 0.0506), the exchange rate shifted by -0.0019 (-3.80%).

2012 Avg (September) 0.0487

2011 Avg (September) 0.0506

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0484	0.0469	0.0476
February	0.0493	0.0478	0.0484
March	0.0494	0.0483	0.0488
April	0.0494	0.0485	0.0488
May	0.0491	0.0460	0.0474
June	0.0470	0.0459	0.0465
July	0.0470	0.0454	0.0461
August	0.0475	0.0460	0.0467
September	0.0497	0.0475	0.0487
October	0.0490	0.0482	0.0486
November	0.0486	0.0476	0.0480
December	0.0495	0.0484	0.0490